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The Duct-Tape Stack

One login, or five?

Most producers end up paying five companies to run one business: a CRM here, a dialer there, texting somewhere else, quoting in another tab, and commissions in a spreadsheet nobody trusts. Here is what that usually costs, by category, against one login that does all of it.

What the pieces cost

Five tools, five invoices, five logins

Prices below are typical published ranges for standalone tools in each category. They are categories, not specific products: what a given producer pays depends on seats, contract length, and which add-ons are switched on.

Category
Typical standalone
Producer Stack
Generic CRM
$25 to $100per user, per month
Included
Standalone power dialer
$100 to $200per user, per month
Included
Texting or SMS platform
$20 to $80per month, plus carrier fees
Included
Multi-carrier quoting tool
$30 to $100per month
Included
Commission tracking
$0 to $50spreadsheet, or a tool
Included
Roughly, every month
$175 to $530across five invoices
From $79.99one invoice

Category price ranges reflect typical published pricing for comparable standalone tools as of August 2026. Producer Stack pricing is published in full on the pricing page, including per-minute calling and per-message texting rates. Calling, texting, and phone numbers are usage-based on top of the plan on either side of this table: a dialer you buy separately still bills you for the minutes.

Built for this business

The parts a general-purpose stack does not have at all

Assembling five tools gets you five tools. It does not get you anything that understands life insurance, because none of them were built for it. These are in one place here, and they talk to each other.

Life-specific quoting

Live multi-carrier rates for the products you actually write, pulled mid-call. A general CRM has no concept of a rate class.

AI underwriter

Field underwriting answers in seconds: conditions, build charts, and carrier fit, before you quote the wrong product.

Policy tracking by carrier

Every application from submitted to issued to paid, with carrier status arriving on its own instead of waiting on your follow-up.

AI sales agent

An assistant that dials, screens, qualifies, and warm-transfers a live prospect to your phone. One tool in the stack, not a separate subscription.

Published rate card

Every per-minute, per-message, and per-number rate is on the pricing page. No quote call, no annual contract to find out what it costs.

Commissions that reconcile themselves

Upload a carrier statement and it matches itself to your policies. Advances, renewals, chargebacks, and what actually hit your bank.

Cancel four subscriptions.
Keep one login.

7-day free trial. No setup fees. Import your leads and run your dialing, quoting, policies, commissions, and texting from one place this week.